Pinetop White Mountain Blog

Good Morning Everyone,

I hope this finds you all happy with how you were treated by Santa this year and that you had a wonderful day with good fun, family, & food.We spent a quiet day at home watching movies & reading.  It was very nice.  My husband Bruce is the cook in our home and he made a wonder Prime Rib of Beef, mashed potatoes, & broccoli for our Holiday Dinner.  My mother Emma who turned 91 in September baked an Apple Pie for the occasion.  All and all we had a very pleasant day.

The Day after Christmas is sometimes a hard one for people.  For me it always feels like a bit of a let down because we work so hard getting ready for the big day and the next thing you know it is over for another year and time to prepare for the New Year.

That is exactly what I am doing today, I'm working.  It is a little hard to get back in to the groove after a few days off but here I am.  My office is open and we are ready to help with any Real Estate questions or needs you might have in the new year. 

Changes are coming in 2010 that may affect your plans for Real Estate you own and want to sell, or the way your loan will be handled if you want to buy.  The FHA is considering raising the bar for qualifying for an FHA Loan and raising the Down-payment requirements.  The lenders have been given guidelines for Short Sales in 2010 that may make it harder for you to qualify to sell your home at a Short Sale price.  There is a new Good Faith Estimate coming in January that will delay things when you apply for a loan.  There are just tons and tons of changes coming that will effect the Real Estate Industry as a whole that you need to be aware of if you have Real Estate plans in 2010.

If you haven't already done so add me as a friend on your Facebook & Twitter Accounts.  Much that I read I post to those two entities because it is easier posting links from the experts than for me to paraphrase what someone else has already taken the time to write.  I subscribe to many daily feeds that give me information on happenings in this industry and much of it is information you should know.   Learn everything you can so you can make good sound Real Estate decisions for your future.  You don't need to be an expert, you just need to be informed so there are no surprises.  I can help, just add me as a friend on FACEBOOK or mark this blog to your favorites.  I will be posting many things in 2010 that will help you know what is really happening in the Real Estate world.  

I truly hope you had a wonderful Christmas Holiday and that the New Year will bring some positive news to the State of the United States in the New Year. 

Best wishes and I look forward to hearing from you soon.

SANDRA PAULOW, ASSOCIATE BROKER, GRI

(928) 242-0300 or email me at:  spaulow.realestate@gmail.com