Pinetop White Mountain Blog

If you haven't visited Northeastern Arizona and the White Mountains, you really should take a look at this area.  The high elevation offers respite from the summer heat in the Arizona Deserts and Winter Activities abound.  Show Low, Arizona is only about 50 miles from Sunrise Ski Area.  Do you enjoy boating, fishing, hunting, or hiking, we've got that too.  The area is fast becoming the destination of choice for desert dwellers and folks looking a place to retire. Blessed by four seasons and plenty of sunshine, it is the place to be.  Come on up and take a look.  Friendly people, abundent activities, and just plain fun await.  Bet you'll want to stay! 

For Real Estate Information give us a call.  "WE WORK FOR YOU!"

SANDRA & BRUCE PAULOW, REALTORS® (928) 242-0300 or sbpaulow@frontiernet.net

RE/MAX Pine Country Realty, 280 E. Deuce of Clubs, Show Low, AZ. 85901

Hi Folks,

    If it has been a while since you purchased a property, you may not be familiar with the term Due Diligence.  As a buyer, what this means is that your time to complete any necessary inspections must occur during your Due Diligence Period.  In Arizona, that time frame defaults to ten days unless modified in writing on the original Purchase Contract.  Ten days goes really fast when you are talking calendar days, so it is always advisable to check ahead of time with your preferred inspection professionals to see if their schedules will accommodate a ten day time frame. 

    As a buyers agent I rarely leave that ten days but change it to a minimum of 15 days just to give our buyers and ourselves, a little extra breathing room.  With many loans now going through the FHA, this is especially important since the sale will require an FHA Appraiser/Inspector to check the house to be sure there are no additional repair issues that need to be addressed for the home to qualify for FHA.      

    In our area, we only get one opportunity to request repairs from the seller and if the FHA Appraisal/Inspection is not complete by the end of the Due Diligence period it is possible for the seller to refuse to complete any of those additional repairs leaving the Buyer without any recourse other than to complete those repairs at their own expense or cancel the contract based on the fact that the lender will not approve the loan without the completion of those repairs.  

   Due Diligence is just what it says it is.  It is a time frame to complete all required and desired inspections.  It is the time for the Buyer to determine if the home will truly meet their personal as well as their lender's criteria. 

    In Today's Market, it is so important to have an agent who knows the rules and is attentive to the details to make sure none of the time frames pass by without things being addressed as they should be. 

    Give us a call, we are the agents you are looking for.  With over 14 years of experience between us, you can't lose!

SANDRA & BRUCE PAULOW, REALTORS®

Buyers, with lending standards tightening more and more each day, it is vital that you get pre-approval letter from your lender of choice, before you go searching for your new home. 

I have had two sales recently that the sellers refused to respond to the offers because the buyers had not been to a lender prior to making an offer to purchase the home.  Sellers are very concerned about the buyer's abilitiy to buy and because of the slow marketplace are reluctant to accept an offer unless they are sure the buyer can financially afford the home. 

Do your leg work first, go see your friendly neighborhood lender and get a pre-approval before you start looking for a home.  Otherwise you are likely to find the seller refusing to even consider your offer or rejecting your offer outright.  It is a sign of the times and with loans harder to come by these days, this is more important than ever!